Double-entry engine
Every transaction writes balanced debits and credits to a real ledger. Balances are derived, never stored — transfers and credit cards can never be double-counted.
Peso-FinFlow is a personal finance app built on a real double-entry accounting engine — offline-first, private by design, with budgets, bills, analytics, reports and encrypted cloud backup. Runs on Android, iOS and the web.
No double counting, no cloud vendor lock-in, no selling your data. Just a serious accounting engine that fits in your pocket.
Every transaction writes balanced debits and credits to a real ledger. Balances are derived, never stored — transfers and credit cards can never be double-counted.
A live net-worth hero, monthly cash flow, spending by category and 12-month trends — every number derived straight from your ledger.
Monthly per-category budgets with progress tracked from the ledger, plus recurring bills with due-soon, overdue and one-tap mark-paid.
Monthly income/expense reports with category breakdowns, exportable as CSV or a styled PDF statement for your records.
Optional 4–8 digit PIN lock with salted hashing, Touch ID / Face ID on native devices and auto-lock on background.
Self-hosted operation-log sync with conflict resolution, device management and zero-knowledge encrypted cloud backups on your own schedule.
Pick a platform — your data stays on your device and works fully offline everywhere.
The full FinFlow experience, installable to your home screen on iOS and Android — no app store needed. Works offline with SQLite WASM in the browser.
Sideload the signed release APK directly. Built from the same codebase as the web app with native performance.
The native build is in App Store review. Until it lands, install the web app on your iPhone or iPad in seconds.
A quick walkthrough of the app and how to install it on each platform.
Cash, bank, debit/credit cards, e-wallets (GCash, Maya…), PayPal, crypto, investments and loans. Opening balances are recorded as real balanced ledger transactions.
Income, expenses, transfers and refunds — with date & time, accounts, categories, merchant and notes. The double-entry engine keeps every balance honest.
Give each expense category a monthly limit; add recurring bills (rent, subscriptions) and get “due soon / overdue” nudges with one-tap mark-paid.
Explore net-worth trends, cash flow and category breakdowns. Export a month report as CSV or a styled PDF whenever you need it.
Set a PIN, export a portable JSON backup, or sign in to your self-hosted server for encrypted cloud backups and multi-device sync. Everything stays local-first.
FinFlow-v0.2.0.apk from the button above.The app checks for new versions at launch — here's what's landed so far.